SBA Loan

Create a Successful Business With an SBA Loan

Coast to Coast Commercial Capital is a preferred SBA lender which allows us to quickly and efficiently process your small business loan. Our 7(a) and 504 Loan Programx are long term permanent financing solutions offered through the guaranteed loan programs of the Small Business Administration.

7(a) Loan Program

Most types of for-profit businesses qualify for 7(a) financing, however partial occupation is required for commercial real estate properties. Businesses and property types that are eligible for this program consist of the following:

• Professional and office buildings
• Warehouse, industrial and manufacturing buildings
• Hotels, motels and bed and breakfasts
• Franchises and start-ups
• Gas stations, car washes and automotive repair facilities
• Restaurants and shops
• Child care facilities and single-use buildings

SBA standards for loan eligibility typically apply to manufacturing, retail and service industries with these criteria:

• Manufacturing businesses having 500 employees or less
• Retail businesses having less than $6,000,000 in annual sales
• Service industries having 100 employees or less

SBA 7(a) loan financing amounts range from 80% to 100% for business and equipment acquisitions, real estate, construction and debt refinance in amounts ranging from $200,000 to $500,000. We offer terms from 7 to 25 years (depending upon loan purpose), market competitive interest rates and charges that are limited to customary closing costs and the SBA guaranty fee.

504 Loan Program

The SBA 504 loan is similar to the 7(a) loan program with these exceptions:

• Equipment acquisition is financed up to 80%
• Up to $12,000,000 project financing is available
• First mortgages ranging from $100,000 to $300,0000 receive up to 50% LTV, 15-25 year terms, fixed or variable interest rates and market competitive fees
• Second mortgages ranging from $100,000 to $5,000,000 receive up to 40% LTV, 15-20 year terms, fixed interest rates and applicable fees

Act Now

Secure your small business loan today by contacting one of the lending professionals at Coast to Coast Commercial Capital.